Taking good care of your teeth is important. We all want healthy teeth and gums, and a nice smile. The cost of the dental care involved isn’t always easy on your budget. Here are a few ways to save money on dental insurance and dental care, even if you don’t have dental insurance coverage. One of the easiest ways to save money on your dental care is if you have dental insurance. Some health insurance plans will cover dental care, so you should start by checking to see what your current plan offers. If your health insurance is a group … Continue reading →

Recently, the Obama administration allowed religious affiliated businesses to be exempt from having to cover the cost of birth control in their employer sponsored health insurance plans. It has since become clear that some religious affiliated businesses are self-insured. This could be a problem. Usually, when a business, company, or corporation decides to offer an employer sponsored health insurance plan, it seeks out an insurance company to help make that happen. The employer typically pays a certain amount of money to the insurer for this plan, (and that money often comes from each covered employee’s paycheck). When an employee sees … Continue reading →

Consumer Reports has an article that appears in the March 2012 print edition of their magazine. The article describes, in great detail, the inadequacies of the coverage provided by mini-med health insurance plans. It also gives consumers tips about how to identify, and avoid, junk health insurance. A mini-med health insurance plan is a great example of what the health reform laws are trying to protect Americans from. This type of health insurance is typically offered to employees who work for large corporations (such as McDonalds). This insurance will cover up to $2,000 of expenses in a given year, for … Continue reading →

It is no secret that there are many Republicans who dislike some parts of the Affordable Care Act. Typically, they point to controversial parts of the ACA, such as the individual mandate, when they talk about how they would like to repeal the Affordable Care Act. Rick Santorum has taken things one step farther. He really hates the entire ACA, (even the parts that many people like). The Affordable Care Act includes something called an individual mandate. This law would require all Americans who don’t have already have health insurance in 2014 to purchase a health insurance plan. Those that … Continue reading →

There are a lot of people who have gone through a divorce, but who still remain on their ex’s health insurance plan. It may seem like the easiest solution at the time. Keep in mind that there is the potential that you could be dropped from that health insurance coverage without being specifically told about it. It is no secret that finding affordable health insurance is a challenge. The majority of people who have health insurance are getting it as a benefit through their employer. These types of plans will typically cover the employee, the employee’s spouse, and the employee’s … Continue reading →